Two ways to own Texas land with us.
We're not a bank. We're a Texas land buyer who finances the land back to you on terms you can actually understand. Choose the path that fits.
Buy from our inventory — no mark-ups
Land we already own and are ready to owner finance. You pay our acquisition price — no service fee added.
- 01
Browse our inventory
Pick from land we already own. No middleman, no mark-up — the price you see is the price we paid.
- 02
Get prequalified
Submit a quick form. We confirm down payment, term, and monthly payment in writing.
- 03
Close and own
Title transfers to you on closing day. You start monthly payments — no balloon, no prepayment penalty.
We buy land for you — fee rolled into the loan
Pick any qualifying Texas parcel. We close cash, then owner finance it back to you. Our service fee is rolled into the sale price and financed — nothing extra out of pocket.
- 01
Get prequalified
Submit a quick form. We review target county, price range, down payment, and intended use. No credit pull at this step.
- 02
Choose the land
Bring your own listing, work with a Realtor, or ask us for ideas. Texas land that's buildable, accessible, and has clear title.
- 03
We buy it cash
Once approved and the land checks out, we close as a cash buyer — quick, clean, no contingencies.
- 04
We owner finance it to you
We sell the land to you with owner financing. Sale price = our acquisition cost + a service fee that is rolled into the loan and financed over your chosen term.
- 05
You own and pay monthly
Title transfers. You start monthly payments. Build, hold, or use the land as planned. No prepayment penalty.
Default terms we work with
- · Land purchase up to $500,000
- · Minimum 20% down
- · Inventory land: no service fee, no mark-up
- · Custom-purchase: service fee rolled into the financed sale price
- · Rates 9.00%–10.999%
- · Terms of 5, 10, 15, 20, or 30 years
- · No prepayment penalty
- · No balloon by default
- · Texas only — DFW and major MSAs preferred