Full Application
Apply for owner financed land.
About 5 minutes. Be honest — we underwrite real people, not credit scores alone.
Want the full 1003 application + portal?
Create a borrower account to complete the URLA 1003 online (desktop or mobile), securely upload your documents, and track your file through every pipeline stage in real time.
Your Pipeline
Current stage: Started- 1Started
You started your 1003 application. Save your progress any time.
- 2Submitted
- 3Under Review
- 4Documents Requested
- 5Underwriting
- 6Approved
- 7Closing
- 8Funded
How this works
Everything you need to know about the 1003 + portal
Tap any question to expand. Available in English and Español.
- The 1003 (URLA) is the industry-standard mortgage application. We use the same form a bank would — borrower info, employment, income, assets, the property, and declarations. Filling it once means we can underwrite without back-and-forth.